VA Loans, Down Payments, and Gift Funds
You may not be required to make a down payment for a VA home loan, but some borrowers choose to do so to lower the amount of the VA loan funding fee and get a lower starting balance on the mortgage.
VA Loan
VA Home Loans Fact & Fiction
What do you need to know about VA mortgages before applying for one? Sometimes half the battle is knowing the facts and ignoring the myths and half-truths.
VA Home Loans: Q & A
Discover everything you need to know before applying for VA home loans. Get answers to all your questions and make an informed decision. Learn more.
VA Loans vs. FHA Mortgages: Which Is Better?
VA loans and FHA mortgages both offer benefits to homebuyers, but which one is right for you? Learn about the differences and how to choose. Read more.
What You Need to Know About VA Loan Closing Costs
If you want to use your VA home loan benefits to purchase a home, there are many expenses to budget and save for, including closing costs.
What Current Military Members Applying For a VA Mortgage Need to Know
Ever wonder what a loan officer is really looking for when you apply for a VA home loan? There are some very obvious issues including FICO scores, loan repayment history, and credit utilization.
Avoiding Foreclosure on a VA Mortgage
If you have a VA mortgage and experience financial issues that make it hard to keep up with your mortgage payments, you are not alone.
Considerations for Using Your VA Loan Benefits as a Veteran
VA loan benefits can help veterans buy a home, but there are important considerations to keep in mind. Learn what you need to know before you apply. Read more.
VA Loan Rules for Mortgage Approval: Employment and Income
VA home loans are government-backed mortgages. That government backing makes it easier to qualify with FICO scores, employment history, and debt ratios. But even with the government’s guarantee to repay the participating VA lender in case of home loan default, the borrower must still financially qualify for the loan. What do you need to know… Read more »
VA Home Loan Approval: Facts You Should Know
If you are eligible for a VA home loan and want to apply to buy a home, there are some issues you should be familiar with long before you begin the process. The VA loan benefit is one of the most important options offered for some military members and veterans; the ability to qualify for… Read more »