VA Loan

VA Native American Direct Loans

The VA home loan benefit typically allows military members with a minimum amount of qualifying service to apply for a zero-down mortgage with limits on certain closing costs, no penalty for early payoff, and the ability to refinance with a VA Streamline loan later on.

VA Loan Eligibility Exceptions

The VA mortgage benefit is one of the most important military benefits you can qualify for outside of the GI Bill. But did you know that some who did not serve in the Army, Navy, Air Force, Space Force, Marine Corps, or Coast Guard could still qualify?

VA loans

VA Loans: Why Credit Scores Matter

Learn why credit scores matter when it comes to VA loans. Get tips to improve your credit and increase your chances of approval. Learn more.

VA Refinance

What to Know About VA Home Loan Refinancing

There are important things to know about refinancing a home loan using a VA mortgage. The first thing to know is that not all VA loan options can be used to refinance a non-VA home loan but there are options for those who do want to refinance a non-VA loan. 

VA benefits

Who Qualifies for a VA Home Loan?

Do you need to know about VA home loan eligibility requirements? Most who serve on active duty today are required to serve 90 continuous days on active duty before they can apply for a VA Certificate of Eligibility for a VA home loan. But what about members of the National Guard or the Reserve? What about veterans who retired or separated from active duty service years ago?

VA Home Loans vs. Other Mortgage Options

The VA home loan is an important military benefit. The ability to apply for a mortgage with no down payment and no VA-required mortgage insurance premiums are two major financial incentives to choose a VA mortgage. But how do VA loans compare with other types of mortgage loans?

How to Use a VA Mortgage

The VA Home Loan program is one of the most popular non-medical military benefits you can use. Only the GI Bill rivals the VA loan program in terms of its visibility and usefulness, but some of the VA loan program’s options aren’t as well-understood.

VA Home Loan Rule Changes

When was the last time you explored your VA loan options? If it’s been a while, some aspects of the program may be quite different for you.

VA Loans, Down Payments, and Gift Funds

You may not be required to make a down payment for a VA home loan, but some borrowers choose to do so to lower the amount of the VA loan funding fee and get a lower starting balance on the mortgage.