TRICARE Lowers Dental Premiums Until February 2025
From November 1, 2024, to February 28, 2025, those serving on active duty and their family members, members of the National Guard, and those in the Reserve will pay less for TRICARE Dental Program premiums.
The TRICARE Dental Program (TDP) is a voluntary option administered by United Concordia. The new rates affect overseas and stateside premiums alike. This dental coverage is offered to those still serving with at least 12 months remaining in the current enlistment.
Why The TRICARE DENTAL Rates Change?
“TDP premium rates change periodically,” according to Douglas Elsesser, with the Dental Program Section of the TRICARE Health Plan at the Defense Health Agency. Elsesser adds that the rate change helps dental care premiums “stay current with the market while maintaining affordable coverage for you and your family.”
TRICARE Dental Premiums vary in cost depending on the sponsor’s status:
- Servicemember (also known as a “sponsor”) only
- Single: One family member, excluding the sponsor
- Family: More than one family member, excluding the sponsor
- Sponsor and family: For Reserve and Individual Ready Reserve members
TRICARE Dental Premiums November 1, 2024 through February 28, 2025
For the following plans, some expenses have not changed. This includes the TRICARE Dental Cost-Sharing plan. Furthermore, while TDP doesn’t charge an annual deductible, there are three annual caps to TDP plans you should know. Those caps have not been changed for the 2024-2025 rates you see here.
- Annual service maximum: $1,500 per person/contract year
- Orthodontic lifetime maximum: $1,750 per person/lifetime
- Dental accident maximum: $1,200 per person/contract year
Active Duty
- Sponsor only: Not applicable
- Single (one family member, not the sponsor): $12.10 (down from $12.36)
- Family (more than one family member, not the sponsor): $31.46 (down from $32.13)
Selected Reserve and Individual Ready Reserve
- Sponsor only: $12.10 (down from $12.36)
- Single: $30.25 (down from $32.13)
- Family: $78.64 (down from $80.33)
- Sponsor and family: $90.74 (down from $92.69)
Individual Ready Reserve (Non-Mobilization)
- Sponsor only: $30.25 (down from $30.89)
- Single: $30.25 (down from $30.89)
- Family: $78.64 (down from $80.83)
- Sponsor and family: $108.89 (down from $111.89)
Contact your TRICARE rep or see the TRICARE official site for more information on premiums and how these changes may affect you.
About the author
Editor-in-Chief Joe Wallace is a 13-year veteran of the United States Air Force and a former reporter/editor for Air Force Television News and the Pentagon Channel. His freelance work includes contract work for Motorola, VALoans.com, and Credit Karma. He is co-founder of Dim Art House in Springfield, Illinois, and spends his non-writing time as an abstract painter, independent publisher, and occasional filmmaker.
