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VA Loan

VA Home Loan Affordability Act

In April 2026, members of the House of Representatives introduced the VA Home Loan Affordability Act (H.R. 8532). This legislation targets rules that make veteran home-buying offers less attractive to sellers than conventional real estate purchases. The proposal requires the Department of Veterans Affairs to adopt new VA loan standards discussed below within 90 days… Read more »

VA Home Loan Program Reform Act

Explore the VA Home Loan Program Reform Act, providing veterans a vital safety net against loan default and foreclosure.

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VA Loans for Mobile Homes & Manufactured Homes

There are VA mortgages for a variety of loan purposes. You can buy a condo unit, townhome, duplex, and multi-unit properties with a VA mortgage. You can also use a VA loan to buy a mobile home and even the land that home is to be placed upon. VA loan rules for manufactured home purchases are a bit different than for buying a typical suburban home, but some of those differences have to do with the unique nature of manufactured housing. Learn more.

The VA Loan Certificate of Eligibility

The VA Certificate of Eligibility (VA COE) is your gateway to the VA home loan program and without it, you can’t officially move forward with a VA mortgage application. Learn more.

VA Loan Refinance Options You Should Know

Discover the 2 types of VA refinance loans. You can either refinance an existing loan or tap into the equity you’ve built. Learn more.

VA loan funding fee lowered

Department of Veterans Affairs Lowers VA Loan Funding Fee

The VA home loan program is getting more affordable, especially for first-time VA borrowers who want to buy a home with a down payment, thanks to a move to lower the VA loan funding fee for each mortgage. The Department of Veterans Affairs changed the VA loan funding fee structure, which is charged to help… Read more »

Native American Direct Loans

Temporary VA Loan Interest Rate Drop for Native American Veterans

There are some 24 thousand Native Americans on active duty across all branches of military service, according to the Department of Defense. As a group, 19% of all Native Americans have served since 9/11. Army Times reports that statistic compared to some 14% “of all other ethnicities,” according to a March 2022 article. These troops… Read more »

How to buy a home with a VA loan

How to Buy a Home With a VA Loan

Here are step-by-step instructions to help you buy a home with a VA mortgage? We explain how to apply for a VA loan to buy your dream home.